CDs & IRAs

CDs

EAGLE.bank CDs offer you a safe investment vehicle with highly competitive interest rates.

Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Penalty will be imposed for early withdrawal.

Offer good for the initial term only. CD is automatically renewed for the same term.

EAGLE.bank has a CD that’s right for you. You can open a CD for as little as $1,000 ($250 for Retirement CDs). This allows you to choose the right CD investment to meet your needs. We offer maturities from 6 months to 60 months, with the longer term CDs earning the higher rates of return.

EAGLE.bank’s higher rates can make the difference. EAGLE.bank consistently offers some of the most competitive CD rates available.

Advertised rate and APY are offered at the bank’s discretion and may change daily.

IRA’s

Make the most of your savings today and prepare for a better retirement. At EAGLE.bank, we believe that Certificates of Deposit are a secure and important part of every investment portfolio. This definitely holds true when it comes to your IRA. We offer you a choice of retirement Certificates of Deposit, providing you with security, convenience and a solid high-yielding investment. Your IRA Certificates (CDs) are FDIC insured up to $250,000.

Maximize your retirement benefits while minimizing your taxes.

Traditional IRAs

You can open a traditional IRA (Individual Retirement Account) if you have earned income and you don’t turn 72 by the end of the calendar year. Up to $6,000 + $1,000 catch-up (if applicable) or more of your annual IRA investment may qualify as a tax deduction (consult your tax advisor for information regarding your specific situation).

Roth IRAs

Since 1998, individuals can also establish a new type of retirement account called a Roth IRA. Contributions to a Roth IRA are not tax deductible. However, when you take a distribution of funds, the interest you’ve earned may be tax-free. Please consult your tax advisor for information about your specific situation. You cannot establish a traditional IRA and a Roth IRA for the same tax year.

SEP

EAGLE.bank also offers a SEP (Simplified Employee Pension) account for individuals who are self-employed or own a small business. Just like a traditional IRA, a SEP defers federal income taxes until you withdraw funds. Contributions, however, may be much larger than those allowed by IRAs.