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Welcome to the future of mortgage lending, today!

American Home Loan Bank is the national mortgage lending division of Eagle Savings Bank-Ohio's oldest continually operating community bank, established 1882.

With over a century of experience in helping thousands of individuals purchase their first home, fix up their existing home, or utilize the equity in their home to enjoy the better things in life, our mortgage lending experts are best suited to offer customized solutions to meet your unique  home financing needs.

American Home Loan Bank is, both, people and technology driven. Our white-gloved customer service represents our 135+ years of banking tradition, while our cutting-edge technology provides the latest in a digital mortgage experience with an almost paperless, fast and efficient process from start to finish.

 

Purchasing a HomeAmerican Home Loan Bank Products
 No down payment USDA Guaranteed rural housing loans
 No down payment USDA Guaranteed rural housing loans
 No down payment VA Home Loans for qualified veterans
$100 down payment HUD REO program loans 
3% down payment conventional home loans
 3.5% down payment FHA home loans

3.5% down payment FHA 203(k) rehabilitation home loans
 10% down payment jumbo loans (No PMI)
Loan programs for manufactured and modular homes
 Loan programs for condominiums and cooperative units
Loan programs for second homes and vacation homes
 Loan programs for investment properties
Loan programs for self-employed borrowers
 Loan programs for real estate investors
Single-close construction-to-permanent home loans

 

 

Refinancing your Home American Home Loan Bank Products 
VA 100% Financing Cash-Out Loans Tap into 100% of the available equity in your home to pay off debts or to take cash out. Our VA 100% financing cash-out loan may be available even if you have already taken out a second mortgage or a home equity line of credit.  
FHA 85% Financing Cash-Out Loans Tap into 85% of the available equity in your home to pay off higher interest debts or to take cash out for emergencies.
FHA Streamline Refinance Loans Homeowners with an existing FHA mortgage can reduce their rate or change to new beneficial terms with minimal paperwork and qualification requirements and without the need for an appraisal. This is a simplified process to improve your current mortgage. 
Conventional Cash-Out Refinance Loans This program allows qualified homeowners to tap into the available equity in the home and receive cash for whatever their needs may be. Pay off higher interest rate debts, student loans, credit cards, second mortgages, etc., into a new single mortgage payment. 
Conventional Rate/Term Refinance Loans This program allows qualified homeowners to reduce their interest rate and/or change the terms of their current mortgage. 

Home Renovation and Construction-to-Permanent Financing:

If you want to update your home or build a new one completely, an American Home Loan Bank Construction Lending Specialist can assist you with finding the right financing option. Some of our popular programs include:

The HomeStyle® Renovation Mortgage: This is a convenient and economical way for borrowers considering moderate home improvements to make repairs and renovations with a single-close first mortgage, rather than a second mortgage or home equity line of credit. This program is available for home purchases and refinancing. 

FHA 203(k) Rehabilitation Mortgage: If you want to buy a home that needs repair or finance repairs to your current home, the Section 203(k) loan program by the U.S. Department of Housing and Urban Development (HUD) may be a good option for you. This program allows you to finance the purchase of a house—or refinance your current mortgage—and include the cost of its repairs through a single mortgage. 

Construction-to-Permanent Mortgage: Looking to build a new home from scratch? Save time and money with our single-close construction-to-permanent home loan financing program. Financing is available for stick-built, modular and manufactured homes. Combinable with several no and low down payment programs, often no mortgage payments are required until construction is complete. Additionally, the permanent home loan may be closed before the home is built.

Contact an American Home Loan Bank mortgage lending expert today!

HomeStyle® is a registered trademark of Fannie Mae.

All lending products subject to application and credit approval, may not be available in all markets, and to all property types.

American Home Loan Bank, a division of Eagle Savings Bank. Member FDIC. Equal Housing Lender. NMLS #617333

 

 

 

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