Business Loans

We recognize that in business, time is money. That is why we are diligent in considering your loan request. Our goal is to get an approval to you in days rather than weeks and by talking to the very people who are approving your loan, you can feel comfortable knowing you and your business are getting the attention you deserve.

We have the loan to fit your needs.  Whether you have short-term cash flow needs or something more long term, we have many options available.

Lines of Credit
We’ve developed an extremely flexible program, to provide you with the necessary working capital to purchase inventory and to carry accounts receivables.  This loan will help with short term credit needs like seasonal purchases, operating expenses and working capital, offering greater financial control.  We offer rates and terms that satisfy your every need.

Term Notes
Term notes are used to provide the necessary financing for the acquisition of fixed assets such as new equipment, furniture, etc. or to refinance prior debt. Funds are advanced and paymnts made over a period that works best for you and your cash flow.

Time Notes
These are used to provide your business with additional cash for short term financial needs (usually less than six months).  We can do this on short term notice if the need should arise.

Commercial Real Estate
Is expansion, refinancing or purchasing a commercial property something you are considering?  Allow our skilled commercial real estate department to assist you. We offer a variety of rates and terms so we can match the loan to your specific situation.

We will act quickly so you can move forward with your plans.  You’ll find that we are a refreshing alternative to what you have been use to. Below is a list of projects we can provide financing for:

  • Purchase or Refinance
  • Business Upgrades and/or Expansion
  • Office and Multi-Family Investments
  • Income Producing Projects
  • Construction Loans

Contact a Lender